The Senior Care (SC) is a renowned independent life insurance agency working with some of the biggest insurance providers in the USA. They neither underwrite your insurance policy nor provide life insurance. They facilitate you by shopping for the most appropriate cover based on your age and health status.
As you age, you might have to incur a wide array of health-related expenses. Besides hospital fees and medication costs, you might also need to hire at-home help or consider assisted living. While placement services for seniors help choose the right assisted living facility, it’s crucial to have appropriate insurance coverage, so that you can deal with the costs. SC helps you compare and choose the most appropriate whole life insurance from its range of 14 affiliate insurance networks. The agency is known for its guaranteed whole life policies that pay the final expenses upon death. They only deal with government-regulated programs, and this covers you from potential fraud. Below we look at Senior Care USA Life Insurance and its benefits, read here to learn more about it.
Benefits of Senior Care USA
The insurance agency is a great choice if you are looking for the following benefits:
Whole Life Insurance
This policy covers your entire life, and as long as you continue paying premiums, your selected beneficiary receives the full compensation upon demise. The lifelong cover is open to people aged one to 85 years. This is unlike term life insurance that covers only a certain period, and your beneficiary only gets compensated if you pass on during the specified period.
Burial Life Insurance
This is one of the agency’s main products, which targets applicants between 55 to 85 years. The policy has death benefits of between $2000 to $25,000, which pay for after-life expenses such as outstanding debts and funeral costs. For qualifying individuals, the burial life insurance can be issued on a guarantee basis, and this means the insurer cannot deny you coverage based on a health issue and may not require a medical examination on the same.
Top-Rated Insurance Agency
Senior Care is one of the most trusted final expense agencies in the nation. They have had an A+ rating at the Better Business Bureau (BBB) since the year 2000. A+ rating on BBB indicates high trust from clients and minimal complaints.
Top-Rated Companies Back Their Policies
The agency works with 14 top-rated insurance companies in the U.S. They collect your information then obtain different quotes on the specific product based on your profile. This helps you choose the policy best suited for you, depending on the premiums, terms, and other conditions. Key among these are your age and health status. This saves you the agony of visiting all these companies one at a time. With SC, you get all this information in place. Their brokers also objectively help you decide which cover is best suited for you. They work with some of the top-rated companies such as AIG, Gerber, and Old Mutual of Omaha.
Affordable Insurance Programs
SC provides some of the most affordable programs, and this is the company’s mission. They mainly help seniors find inexpensive and dependable policies that lift the burden of the final expenses from their dependents.
Senior Care specializes in whole life insurance and doesn’t offer term life policies. However, they shop for the best coverage on your behalf, ensuring you get suitable rates.