Are you considering purchasing a home? If so, you may be considering which type of home loan that is right for you. What Is a USDA Home Loan? One option worth considering is a USDA mortgage loan. These are considered the subprime mortgage options. The USDA Rural Development Department offers borrowers a direct mortgage loan, as well as a ...
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How to Be Prepared as a First-time Homebuyer
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Are you preparing to purchase your first home? In this post, I'm sharing six tips to help you make this transition. This is a guest post By Jennifer Riner, Trulia Making the transition from renting to owning is rarely an easy process. While most assume saving for a down payment and finding the right lender are the two most important ...
5 Simple Earth Day Activities to Try Starting Today
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Earth Day may only come around once a year, but these practical (and simple) Earth Day activities are sure to help your family make a difference. There has never been a time such as this to honor and give thanks to the planet we walk on. It’s time to get your hands a little dirty and play in the endless amount of soil that the Earth ...
Top 10 Devices That Are Draining Your Utility Budget
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Does your electric bill keep creeping up each month? Do you wonder why, especially when you're not home? You need to know about these "vampire devices that are draining your utility budget. The term “vampire,” when associated with appliance and other electronic gadgets, has been coined in connection with devices found in our homes that are ...
Make Shopping Fast & Painless with a Free Printable Grocery Shopping List
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Have you been looking for a grocery list template so you don't have to keep making a grocery shopping list every week? Download this Free Printable Grocery Shopping List today! Grocery shopping is a necessary evil. We all have to do it. But how much it costs you and how long it takes you is completely negotiable. I have found that grocery ...