As a single mom, it’s a daily challenge juggling finances and managing the myriad of tasks that need to be done: housework, child care, working outside the home.
There are also a lot of needs and desires that come along with being a single mom due to divorce or even death. If this sounds like your current situation, this guide is for you.
Inside, we share five useful survival tips gathered from other single mothers on how they balance work, home, parenting, social life and self-care. Let’s dive in!
Dealing with loneliness
No one said that raising a kid by yourself would be easy. In fact, it can be pretty darn lonely at times. But there are ways to combat those feelings of isolation.
For starters, you can join a support group for single moms. This can be an invaluable resource for advice, moral support, and simply feeling like you’re not alone in this journey.
Also, don’t be afraid to ask for help. If you need help with childcare or just want someone to talk to, don’t hesitate to reach out to your family and friends. You’ll be surprised how most are more than happy to help if they can.
On taking good care of yourself
As a single mom, it’s important to take care of yourself both physically and emotionally. Make sure to schedule time for yourself every week, even if it’s just an hour or two.
Use this time to do something that makes you happy, whether it’s getting a massage, reading a good book, or going for a walk.
Taking care of yourself will help you be a better mom and possibly make the challenges of single parenting feel less daunting.
Why life insurance is a must-have
As a single mom, one of your top priorities is ensuring that your children are taken care of financially in the event you’re unable to work or after you’re gone. One of the best ways to do this is to take out a life insurance policy.
While some people debate whether or not life insurance is worth the investment, for single moms there is really no debate – having life insurance is an absolute necessity.
There are many different life insurance policies available, so make sure you shop around and find one that suits your needs. A couple of them that we’d highly recommend are children’s critical illness cover and level term life policy.
While at it, be sure to review your policy regularly as your circumstances may change over time.
Staying on top of your finances
Finances are often one of the biggest worries for single mothers. However, there are some tips that you can follow to make sure that yours are in good shape.
First of all, you need to make a budget and stick to it. Work out how much money you have coming in each month and then work out your essential outgoings. Once you know how much money you have left over, you can start to save or use it to pay off any debts that you may have.
It’s also a good idea to try and get yourself a financial cushion by setting aside some money each month into a savings account. This way, if anything unexpected comes up, you will have some money to fall back on.
To date or not to date?
There is no wrong or right answer to the question of whether single moms should date or not. It’s entirely up to the individual parent to make this decision based on their own circumstances.
But if you decide to date, there are some important things to keep in mind in order to make the experience as positive as possible.
Firstly, be very honest with potential partners about your situation. If you have young children, it may not be realistic to expect to go on regular dates or have last-minute sleepovers.
It’s also important to be upfront about your needs and expectations in order to avoid any misunderstandings further down the line.
Additionally, try to schedule dates when your children are being looked after by someone else. This will allow you to relax and enjoy yourself without having to worry about them.
Finally, if you do want to include your children in your dating life, make sure you choose a partner who is respectful and understanding of their needs.
No matter how tough it gets, remember that you’re not alone in this. There are millions of other single moms out there who are going through the same thing.
We hope that the tips we shared here have given you some useful ideas on how to make it through each day, both for yourself and for your children.
Remember to take things one step at a time and to ask for help when you need it – there’s no shame in admitting that you need a break every now and then.
With perseverance, dedication and self-care, you will get through this challenging time. Best wishes!