Working Mom Blog | Outside the Box Mom

making life easier for working moms

5 Reasons to Use a Prepaid VISA Card

This post may contain affiliate links. Read full disclosure.

by

Whether you want to save money, avoid fees, or make safe purchases, a prepaid VISA card may be the right solution for you.

reasons-to-use-prepaid-visa

Disclosure: I received a complimentary card from Card.com to facilitate my review. No other compensation was given. All opinions are  my own.

Reasons to Use a Prepaid VISA Card

  1. Make Online Purchases Safely

    I can understand why you wouldn’t want to risk using your personal debit card to make an online purchase.  If your card number was compromised, you may get your funds back, but it could create several inconveniences in the meantime.  If you use a prepaid VISA card, you don’t have to worry about exposing your main checking account. (If you do use a credit card, check out the best airline credit cards.)

  2. Have a Backup Debit Card

    If your checking account is exposed to fraudulent activity or you are having other problems with your account, it would be nice to have an alternate debit card you could use until everything is resolved.

  3. Eliminate Debt

    Instead of using credit cards, you can place a set amount on the prepaid VISA card for certain purposes.  Groceries, clothing, or gas may be expenses you would want to track separately.

  4. Set Aside Funds

    Instead of layaway, which will limit you to one store, you can apply payments to a prepaid VISA card. Saving money for Christmas presents, birthday gifts, or a home improvement project are easy with a separate card.  Once you have reached your goal, you can spend anywhere VISA is accepted.

  5. Avoid bank fees

    Bouncing a check can cost $40 or more.  Interest rates, stop payments, transaction fees, can also be expensive.  Avoid them completely with a card that isn’t tied to a bank account.

blue-white-prepaid-card
At CARD.com, I signed up for a card that reflects my personal style —  the Blue & White card, since I’m a Tarheel.

Fun Facts

This is a debit card, like the one from your bank, and you can use it EVERYWHERE Visa is accepted — except it’s way cooler and cuter than your crumby old bank card.

 

  • Free to order, activate and load
  • Free app and check deposits from your smartphone
  • Free direct deposit
  • Free card-to-card transfers, any time, anywhere, in seconds
  • No overdraft fees — never goes negative!
  • Safer than cash – 24/7 support, Visa fraud protection and 100% FDIC insurance on funds
  • No debt, financially responsible, no interest/credit/APRs
  • No credit check and approval in seconds
  • 22,000 in-network ATMs
  • Thousands of cool, unique card designs for Visa prepaid cards from CARD.com to choose from, including brands like: Garfield, Popeye, Betty Paige, James Dean, Care Bears, Walking Dead, Star Trek, Autism Awareness, Breast Cancer Research, Shark Week, Where’s Waldo, Doodle Jump, THree Stooges, Nancy Drew, etc.
This card is not a gift card, so you can’t give or receive the card as a gift – It’s better than a gift card because you don’t just use it once and toss it, but instead get to replace your boring bank-issued debit card and show it off over and over.

Free for 30 days – then $5.95 monthly fee, which is waived when you direct deposit over $800 in the previous 30 days.  This fee is the same as the Walmart prepaid card and way less than many competitors. It’s also much less than overdrafting your bank account, paying for a checking account or using a credit card.

Visa and its symbol are property of VISA.

Do you use prepaid cards?

Latest posts by RAKI WRIGHT (see all)

Reader Interactions

Trackbacks