Health insurance is a bit like toothpaste or shampoo; there are so many varieties, it can seem really confusing; there are many insurance brokers that specialize in health-related insurance and they can tailor the policy to suit the client.
The pandemic has reminded us all just how fragile we are in the big picture and all travelers take out covid insurance, which is often compulsory to enter a country and regardless of whether you are planning to travel, everyone should have at least basic health insurance.
Here are some details on popular health insurance policies from a leading Thai online insurance company.
Fully comprehensive health insurance for families
Many families take out a comprehensive policy that includes health insurance for an operation, emergency treatment and general medical expenses when in-patient. Out-patient costs are covered up to a limit, yet there is no limit to the number of times you can claim in a single year, which is reassuring. You can decide on the limit for hospital admission, ranging from 300,000 baht to 100 million baht or higher, and with the whole family covered by a single policy, you can relax, knowing you have the best health insurance.
Executive health insurance
Perfect for the corporate business person, this cover includes working from home, due to sickness or injury, while nursing costs at home are also covered. With close to 500 hospitals in Thailand, you will have no worries should you need private medical treatment; you can nominate your choice of medical establishment. Click here for ways to relieve stress and anxiety.
Many people are self-employed and there is special health insurance that is designed around the freelance lifestyle. Hospital coverage at 600,000 baht, while covering general medical expenses up to 50,000 baht per time, plus you get the best health advice from a special app. Out-patients cost up to 2,500 baht, with a limit of 30 times per year.
The global traveler
You can take out comprehensive global health insurance that covers you wherever you happen to be in the world. This is very comforting, as hospital expenses can be huge in some countries; there are many options; you can get cover for motorcycle riding, bungee jumping and other extreme sports. If, for example, you were the passenger on a vehicle and you suffered an injury, this would be covered by your global package.
Low premium-light coverage
Some people only want some emergency cover, with no outpatient options and this policy would have lower premiums. You might be a very healthy person who never gets sick and unless you need emergency treatment or surgery, you have no need for health insurance.
Talk to a leading Thai insurance company and they would be happy to tailor health insurance to suit your needs. Your cover is instantly activated with a secure online payment, which means you are covered from day one.
Your health & well-being is more important than anything and with the right health insurance in place, you are ready for anything.